Questions? Give us a call
How is an independent Medicare broker paid?
As an independent agency, we have contracted with reputable insurance companies across the country and can help you select and enroll in coverage that meets your needs and preferences. Having contracts with multiple carriers allows us to compare each carrier and show you the best deal for the plan you want. We compare their customer service, broker relations, loss ratios, company stability, and price and rate increases over time to determine which plan might be a fit for you. We do not work for the insurance companies but for you.
One of the primary ways insurance agents earn money is when a client enrolls in a new plan. Generally, when you are enrolled in a plan, the agent will receive a commission from the insurance company within the first year. If you stay in that plan, they will receive a renewal commission after each year. The maximum commission allowable for Medicare Advantage and Medicare Part D plans is determined by the Centers for Medicare and Medicaid Services (CMS).
This permits the agent to help you discover a Medicare plan without charging you for services. Since Medicare determines how much you will be paid across the board there is no incentive to recommend any specific plan over another.
Why is working with a licensed independent Medicare broker at Safeguard Insurance in your best interest?
Personalized Support
Safeguard Insurance offers *Lifetime* Billing, Claims, and Customer Service to our clients. We are with you every step of the way.
Make Choices Easier
Medicare can be confusing. There are a lot of choices and decisions to make. At Safeguard Insurance we help you know your options and get to the bottom of which choice is right for you.
Personalized Support
You'll pay the same price as the insurance carriers with no extra fees. Compare them all to find the best plan for you.
Local Brokers
Our licensed insurance agents are available by chat, email, text, zoom, or phone to answer those pressing questions.
We are on your team
Our licensed insurance agents will help you get the most out of your plan and will mediate with carriers on your behalf.
Shop the major carriers
WE price compare over 30 carriers to find the coverage to meet your needs.
We offer PERSONALIZED support
Your Medicare advisor
is just a call away
We’re here to answer questions and guide you through the enrollment process.
Our advisors are licensed insurance agents, available
Mon. - Fri. 9am - 5pm
Safeguard Insurance, LLC
Copyright 2022 -- All Rights Reserved
Insuring your health, life, and retirement.
Phone: 270-904-6070
Email: education@safeguardky.com
1600 Scottsville Rd, Suite 100
Bowling Green, KY 42104
The information presented on this website is for informational or illustrative purposes only. Safeguard Insurance is operated by licensed insurance agents who can help you enroll in an insurance policy. Safeguard Insurance, and any agents or employees, are not affiliated with or endorsed by the United States government, Medicare, or the Social Security Administration. We do not offer every plan available in your area, and any information we provide is limited to those plans we do offer in your area. Please get in touch with Medicare.gov or 1-800-MEDICARE to get information on all your options. When you request to be contacted about Medicare Advantage, Medicare Part D, or Medicare Supplement plans, you acknowledge that a licensed insurance agent may contact you by phone, email, mail, or in-person to offer additional assistance or to discuss all your Medicare health insurance options.
Safeguard Insurance provides content (via blog posts, YouTube videos, podcasts, eBooks, and any other manner) as a service to its readers. Safeguard Insurance does not offer legal or tax advice. Safeguard Insurance cannot guarantee the accuracy or suitability of our content for a particular purpose without a full and thorough fact finder. We are not responsible for any actions taken by users.
